INTEREST RATES

Term	Interest Paid Monthly	Interest Paid on Maturity
6 Months	N/A	4.85%
9 Months	N/A	5.00%
1 Year	6.25%	6.50%
2 Years	6.50%	6.70%
3 Years	6.50%	7.00%

Rates are effective as at 1st December 2023 and are fixed for the term of the investment. Balanced Securities Limited may vary the rates on new investment funds at any time without notice.

When comparing these rates with alternative investment options please bear in mind that our rates are set for the term of your investment and are not targets but contracted rates for interest and principal repayments.

Investments may be made in multiples of $1,000 with the minimum amount generally being $10,000. There are no entry fees deducted from funds invested and no exit fees on funds withdrawn at the end of their full term.

Terms are for 6 months to 3 years and current interest rates on offer are detailed in the above table.

Investors have a choice of receiving monthly interest payments or payment of interest on maturity of investment.

TARGET MARKET DETERMINATION ('TMD')
Before making an investment with us, we recommend that you review our TMD to ensure that an investment in our Secure Notes is suitable for you. Click here to download the TMD.