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INTEREST RATES

Term Interest Paid Monthly Interest Paid on Maturity
6 months N/A 7.00%
9 months N/A 7.75%
1 Year 7.75% 8.25%
2 Years 7.85% 8.60%
3 Years 8.00% 9.00%
4 Years 8.00% 9.50%
5 Years 8.00% 9.75%

Rates are effective as at 6 May 2010 and are fixed for the term of the investment. Balanced Securities Limited may vary the rates at any time without notice.

Investments may be made in multiples of $1,000 with the minimum amount generally being $10,000. There are no entry fees deducted from funds invested and no exit fees on funds withdrawn at the end of their full term.

Terms are for 6 months to 5 years and current interest rates on offer are detailed in the above table.

Investors have a choice of receiving monthly interest payments or payment of interest on maturity of investment.