Interest Rate Guidance

INTEREST RATES

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Term

6 Months

9 Months

1 Year

2 Years

3 Years                 

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Interest Paid Monthly   

N/A

N/A

6.25%

6.25%

6.00%

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Interest Paid on Maturity

4.85%

5.00%

6.50%

6.60%

6.60%

Rates are effective as of 1st April 2026 and are fixed for the term of the investment. Balanced Securities Limited may vary the rates on new investment funds at any time without notice.

When comparing these rates with alternative investment options, please bear in mind that our rates are set for the term of your investment and are not targets but contracted rates for interest and principal repayments.

Investments may be made in multiples of $1,000, with the minimum amount generally being $10,000. There are no entry fees deducted from funds invested and no exit fees on funds withdrawn at the end of their full term.

Terms are for 6 months to 3 years, and current interest rates on offer are detailed in the above table.

Investors have a choice of receiving monthly interest payments or receiving interest on maturity of the investment.

TARGET MARKET DETERMINATION ('TMD')

Before investing with us, we recommend that you review our TMD to ensure that an investment in our Secure Notes is suitable for you. Click here to download the TMD.

Discuss today’s interest rates with our experts — call 1300 135 077.